Wisetack offers multiple promotional financing options that address your budgetary needs. Instead of paying cash, keep more money in your pocket and get interest rates that are typically lower than your credit card company charges for maintaining a balance.

Our financing options have simple interest, while credit cards charge compound interest. We don’t charge late fees, prepayment fees, or origination fees.

When checking your eligibility, Wisetack and its lending partners perform a soft credit pull, which means that your credit score will not be affected. However, accepting a financing offer can affect credit, and repayment behavior will also affect credit.

If you need to change your requested amount during the application process, please reach out to your service provider. Once they have updated the amount on their end, they will be able to walk you through the process of applying for the updated amount.

As a reminder, it doesn't hurt to see your options! This means you can see and review your options for the updated amount without impacting your credit score.

Wisetack works with a number of lending partners to provide financing. Where you make a payment and how you manage your financing depends on your lending partner. You can find your lending partner on the confirmation email sent when you completed your purchase. If you need help finding your lender, feel free to call our Wisetack support team for help: (833) 927-0333.